C.R.E.A.M finance is a decentralized, permissionless, and blockchain agnostic lending protocol. The protocol operates on the Binance Smart Chain, Ethereum, Polygon, and Fantom and allows users to stake a variety of coins for assets like ETH, USDC, and others. The platform also has a token (CREAM), which allows users to borrow, lend, stake assets, claim a portion of the revenue from token switching, and help govern the network.