
TheStandard.io
TheStandard.io offers 0% interest borrowing while earning yield on your collateral portfolio on Arbitrum.

What is TheStandard.io?
TheStandard.io is a non-custodial DeFi protocol on Arbitrum that lets users borrow the USDs stablecoin at 0% interest while earning yield on their collateral. Users create on-chain Smart Vaults controlled by their own private keys, deposit multiple crypto asset types as collateral, and borrow against them with a minimum 110% collateral ratio. Collateral deposited in Smart Vaults works autonomously in Uniswap V3 concentrated liquidity pools, generating auto-compounding yield through trading fees. Users can trade collateral even while a loan is outstanding, with no lock-in periods and no time limit to repay debt. Smart Vaults can automatically pay down debt at a discount when USDs trades below its peg. All smart contracts are audited by 250+ independent security auditors via Cyfrin/CodeHawks. The protocol is free and open-source.
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App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

