Union Protocol
Union is an open-source peer-to-peer credit protocol on Ethereum, Optimism, Base, and Arbitrum where users vouch for each other to access uncollateralized loans.
What is Union Protocol?
Union is a decentralized credit protocol where users underwrite each other onchain. Stakers deposit stablecoins, vouch for trusted contacts, and earn UNION when those contacts borrow. Borrowers draw against vouches to access uncollateralized credit lines without a credit score or collateral, and UNION holders govern rates and parameters through onchain voting.
Web3 dapps and developer tools related to Union Protocol
Discover blockchain applications that are frequently used with Union Protocol.
RHEA Finance
Compound Blue
YieldFi
AlphaPing
Developer resources from Alchemy
A guide to agentic finance in 2026
Agentic finance is the shift from software that informs financial decisions to software that can take action. Here's why crypto rails are the stack.
The stablecoin orchestration problem: Why payment companies are stuck between vendors
The stablecoin orchestration market didn't consolidate as expected. Here's why payment companies face harder vendor decisions than ever, and how to decouple infrastructure from orchestration.
How to scale to 30,000 requests per second. The story behind Usual's seamless airdrop
Usual aims to put ownership back in the hands of its users, by ensuring that value flows back to the community rather than concentrating at the top, paving the way for a fair and community-driven future for stablecoins and token-based finance.
Union Protocol alternatives
Explore web3 competitors and apps like Union Protocol.
Aave
Compound
B.Protocol
Capyfi
App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.
