Spectral Finance
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Spectral Finance

Spectral Finance

Spectral Finance is a credit scoring tool that helps promote on-chain capital efficiency. 

What is Spectral Finance?

Founded in 2020 by Sishir Varghese, Spectral Finance uses a Multi-Asset Credit Risk Oracle or Macro Score to build a programmable creditworthiness ecosystem.  Through this credit risk analysis, Spectral seeks to build capital efficiency on-chain.  They also use non-fungible creditor NFTs (called NFCs) that allow users to bundle their wallets and create a single composable asset by syncing their complete on-chain transactional history.

User Interface of crypto currency wallet

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User Interface of crypto currency wallet

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