RociFi is a decentralized credit economy with on-chain credit scores designed to facilitate under-collateralized lending.  At its core, the protocol leverages on-chain data, machine learning and loan risk-management to facilitate under-collateralized loans via the blockchain. RociFi consists of an on-chain lending protocol and off-chain credit scoring API. RociFi is an awesome project looking to quantize credit and facilitate on-chain under-collateralized lending.