Cred Protocol provides credit risk management infrastructure, quantifying on-chain lending risk at scale. With over 85m active Ethereum wallets, only a small number have taken out a DeFi loan. The reason? Protocols are unable to quantify risk and rely on over-collateralization to provide protection from losses. Cred's products (credit score, credit report, credit monitoring) provide the infrastructure for businesses to put quantification of risk at the heart of their offering.