Stellar support is live on Alchemy

We're excited to announce that Stellar support is now live on Alchemy.

Stellar is a Layer 1 blockchain purpose-built for real-world payments and asset movement. It combines high-performance smart contracts, sub-5-second finality, and native access to institutional financial rails—giving developers everything they need to build applications that bridge traditional finance and DeFi on the same network.

Why Stellar stands out

Stellar Smart Contracts (Rust + WebAssembly)

Stellar smart contracts (Soroban) are built in Rust and compiled to WebAssembly. It offers conflict-free concurrency for parallel transaction processing, fine-grained resource metering for predictable fees, and built-in authorization with account abstraction. Developers write secure, efficient contracts in a widely adopted language with batteries-included tooling—local sandbox, CLI, native test harness, and debugging in standard IDEs.

Sub-5-Second Finality with Low, Predictable Fees

The Stellar Consensus Protocol delivers approximately 5-second finality today, with a roadmap target of 2.5 seconds and 5,000 TPS throughput. Transaction fees are fractions of a cent. For developers building payment, DeFi, or tokenization applications, users get a near-instant, low-cost experience without gas fee uncertainty.

Native Access to Institutional Financial Rails

Stellar uniquely combines smart contract programmability with production-proven financial infrastructure—including native stablecoin support, anchor integrations across 30+ fiat currencies, and direct connections to institutional partners like Franklin Templeton, MoneyGram, and PayPal. Developers can build applications that bridge traditional finance and DeFi without stitching together fragile middleware.

What people are building

Payments and Cross-Border Settlement: The core vertical for Stellar. MoneyGram and PayPal (PYUSD) integrate directly with Stellar for production settlement and payment flows.

Neobank Apps: Fintech applications like Airtm, Decaf, Beans, Umba, and Meru are built on Stellar rails—especially in emerging markets. These wallets leverage stablecoins for holding USD value and making payments, with yield delivered through Stellar DeFi.

Real-World Asset Tokenization: Franklin Templeton's OnChain U.S. Government Money Fund (FOBXX)—one of the first tokenized funds—operates on Stellar. Ondo Finance (USDY), RedSwan (real estate), and others are actively issuing and trading RWAs onchain. About $2 billion in RWA value currently lives on Stellar.

DeFi: SushiSwap V3 launched on Stellar in February 2026. Other key protocols include Blend (lending), Aquarius (AMM liquidity), Upshift (vault infrastructure), and Rails (perps DEX).

Stablecoins: USDC (Circle), PYUSD (PayPal) and EURC (Circle) are some of the Stablecoins with many more live on Stellar.

Enterprise and Disbursements: The Stellar Disbursement Platform powers large-scale payment operations for enterprises and NGOs, including UNHCR aid distribution.

What's coming in 2026

Several major milestones are on the horizon:

x402 Protocol Launch: A new machine-to-machine payment protocol created by Coinbase, enabling AI agents to make real-time payments over HTTP. Launched in 2026 with partners including OpenZeppelin, PayAI, and Crossmint with more improvements to come over the course of the year.

LayerZero Integration: Bringing priority assets including Ethena (USDe/sUSDe) and WBTC to Stellar, dramatically expanding DeFi TVL.

Faster Finality: Targeting 2.5-second ledger close times (down from 5 seconds) and 5,000 TPS throughput.

Privacy and ZK Expansion: X-Ray (Protocol 25) is live with native BN254 and Poseidon ZK primitives. An open-source private payments layer is now available (SPP).

Meridian 2026: SDF's flagship annual conference in Lisbon, Portugal on October 28–29—a major moment for ecosystem and integration announcements.

Start building

“By making Stellar a first-class chain in Alchemy's environment, it's much easier for developers to experiment with Stellar's unique financial primitives on Stellar—native assets, Stellar smart contracts, and built-in compliance tooling—without leaving the tools they already trust.”

— Tomer Weller, Chief Product Officer at Stellar Development Foundation

As one of the infrastructure providers on Stellar, Alchemy provides:

• 99.99% uptime with global redundancy
• World-class RPC and websocket support
• Battle-tested infrastructure that processes over $4T in onchain transactions, with SOC 2 Type II certification

Stellar is now available on Alchemy with the same reliability and developer experience across all our supported networks. Whether you're building payments infrastructure, DeFi protocols, RWA platforms, neobank apps, or enterprise disbursement tools, the infrastructure is ready.

Ready to build on Stellar? Start here or contact us to discuss how we can support your project.

Frequently asked questions

Does Alchemy support Stellar?

Yes, Stellar support is now live on Alchemy with indexing, enhanced APIs, and developer tools natively supporting the network.

What infrastructure does Alchemy provide for Stellar developers?

Alchemy provides 99.99% uptime with global redundancy, RPC and websocket support, and battle-tested infrastructure with SOC 2 Type II certification.

What makes Stellar different from other Layer 1 blockchains?

Stellar combines smart contracts (Rust + WebAssembly), sub-5-second finality with sub-cent fees, and native access to institutional financial rails including partnerships with Franklin Templeton, MoneyGram, and PayPal.

What types of applications are developers building on Stellar?

Developers are building payments and cross-border settlement, neobank apps, RWA tokenization platforms, DeFi protocols, stablecoin infrastructure, and enterprise disbursement tools.

What is Soroban?

Soroban is the high-performance smart contract platform on Stellar, built in Rust and compiled to WebAssembly. It offers parallel transaction processing, predictable fees, built-in authorization with account abstraction, and a state archival mechanism that eliminates ledger bloat.

What stablecoins are available on Stellar?

USDC (Circle),EURC (Circle) and PYUSD (PayPal) are live on Stellar with many more available for different use cases.

What major events are coming for Stellar in 2026?

The x402 machine-to-machine payment protocol is live, LayerZero integration is expanding DeFi assets, and Meridian 2026 takes place October 28–29 in Lisbon.

How do I start building on Stellar with Alchemy?

You can start building by visiting Alchemy's Stellar API quickstart documentation or contacting their team to discuss your project needs.