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Tempo Testnet Is Live on Alchemy: the Payments-Native Blockchain

Author: Alchemy Team

Last updated: December 9, 20253 min read
Tempo and Alchemy

Backed by Stripe and Paradigm, and working with design partners including Visa, Klarna, Shopify, and DoorDash, Tempo is a new Layer 1 blockchain purpose-built for institutional-grade payments and stablecoin infrastructure. Alchemy provides Day 1 support across mission-critical blockchain infrastructure to enable apps on Tempo innovate with faster, more predictable, and accessible payments.

About Tempo

Unlike general-purpose chains that attempt to support payments, Tempo is architected from the ground up to solve the specific challenges that have prevented blockchain from becoming production-ready for real-world payment flows: unpredictable gas costs, inclusion uncertainty, and the complexity of integrating compliance and treasury operations at scale.

At the heart of Tempo's innovation are three breakthrough features that remove friction from payment development:

  • TIP-20 Token Standard: Tempo's native token standard extends ERC-20 with payment-focused primitives like transferWithMemo, built-in role-based access control, and compliance hooks through the TIP-403 policy registry. Developers can also pay transaction fees in any USD-denominated TIP-20 token via Tempo's Fee AMM, eliminating the need for users to hold volatile gas tokens.

  • Native Account Abstraction: Tempo ships with TempoTransactions, a native EIP-2718 transaction type that brings account abstraction features directly into the protocol. This enables passkeys and WebAuthn signatures, transaction batching, fee sponsorship, and gasless experiences without complex smart contract implementations.

  • Payment-Grade Infrastructure: With path to 100,000 TPS throughput, sub-second finality, and dedicated payment lanes that guarantee blockspace for transfers, Tempo ensures that payment transactions remain predictable and unaffected by network congestion—even during periods of high general-purpose activity.

Powering the Next Generation of Payment Applications

Tempo is designed to power critical financial applications across key verticals:

  • Stablecoin Infrastructure: Native stablecoin launches with design partners, leveraging TIP-20's built-in compliance and control features to meet institutional requirements while maintaining the programmability developers need.

  • Merchant & Payroll Rails: High-frequency settlement capabilities and predictable fees enable merchant payout systems and enterprise payroll operations that require deterministic execution at scale.

  • Cross-Border Remittances: Tempo's sub-second finality and optimized payment lanes make international transfers fast and cost-effective, addressing one of the most persistent pain points in global finance.

  • Embedded Finance: FinTech platforms and enterprises can integrate Tempo's payment rails directly into their products, leveraging native account abstraction for seamless user experiences without blockchain complexity.

  • DeFi Settlement: Decentralized exchanges, lending protocols, and yield-bearing products built on Tempo benefit from payment-optimized execution and the ability to settle in multiple stablecoins.

Why Tempo Is Partnering With Alchemy

Tempo is partnering with  Alchemy for mission-critical blockchain infrastructure to power the reliable, scalable foundation needed for global payment applications. As the leading blockchain provider processing over $150B+ in annual transactions with 99.99% uptime and SOC 2 Type II compliance, we deliver the enterprise-grade capabilities Tempo requires with:

  • Ultra-Reliable RPC Infrastructure: Enterprise-grade blockchain connectivity with global redundancy, ensuring 24/7 availability for payment applications that demand constant uptime for mission-critical treasury and settlement operations.

  • Complete Protocol Coverage: Full support for Tempo's unique primitives including TIP-20 tokens, TempoTransactions, and payment lane features, with comprehensive API coverage (WebSockets, RPC API, Trace API, Debug API) that gives developers complete visibility into payment flows.

  • Developer Tools at Scale: Developer-friendly tooling, proven at enterprise scale for over 8 years, handling high-throughput payment workloads while maintaining the observability and debugging capabilities teams need to build, test, and deploy payment applications efficiently.

  • Gasless Transaction Support: Enabling fee sponsorship and gas abstraction features that allow developers to create frictionless user experiences where end users can pay fees in stablecoins rather than managing native tokens.

"Our partnership with Alchemy is critical to realizing Tempo's vision of payments-native infrastructure at global scale," said Nischay Upadhyayula, GTM at Tempo. "Alchemy's infrastructure exposes Tempo's protocol primitives with the reliability and developer experience our ecosystem partners expect. Together, we're building a payments network that delivers on blockchain's promise for real-world financial applications."

Start Building the Future of Payments

Tempo represents a fundamental shift in blockchain architecture: one that prioritizes payments as a protocol-level concern rather than an application-layer feature. With its public testnet now live, now is the time to explore what's possible when payment primitives are native, execution is optimized for transfers, and infrastructure is enterprise-grade.

Ready to build on Tempo?

  • Start building on Tempo: Explore how we help you deploy payment applications with enterprise-grade infrastructure.

  • Contact us to discuss how we can support your blockchain initiatives on Tempo and help you create the next generation of digital payment experiences.

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