
Arf
Arf provides USDC-based, short-term liquidity to licensed financial institutions for cross-border payments without prefunding.

What is Arf?
Arf is a Swiss-regulated liquidity platform for licensed cross-border payment companies. The product issues short-term, receivable-backed USDC credit lines so payment firms can settle into destination markets without prefunding, with 24/7 always-on treasury and real-world-asset-attested settlement. Arf merged with Huma Finance in 2024.
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App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

