
Modern Treasury
Modern Treasury is a B2B payment operations platform that powers stablecoin payments, treasury management, and money movement for fintechs.

What is Modern Treasury?
Modern Treasury is a B2B payment operations platform used by fintechs, marketplaces, and enterprises to manage stablecoin payments, ACH, wires, RTP, and FedNow from a single API. The platform handles ledgering, reconciliation, and treasury workflows for businesses moving large volumes of money programmatically. Following the 2024 acquisition of Beam (formerly Beam Cash), Modern Treasury added on-chain stablecoin off-ramps to its rails, letting customers convert USDC and other stablecoins to bank deposits with the same API used for fiat. It serves production payment infrastructure for companies across fintech and marketplaces.
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