Monica
Monica is a Nigerian fintech app for converting bitcoin, USDT, and ether to naira and paying everyday bills, airtime, and gift cards.
What is Monica?
Monica helps Nigerians convert crypto to naira and run everyday payments from one mobile app. Users buy and sell BTC, USDT, and ETH at local rates, pay utility bills, top up airtime across all networks, send free P2P transfers, and access over 1,000 gift cards.
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EncryptusApp store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.
