
Xverse
Xverse is a self-custodial Bitcoin wallet and onchain banking platform for earning, borrowing, and spending.

What is Xverse?
Xverse is a self-custodial Bitcoin wallet and onchain banking platform trusted by nearly 2,000,000 users. It enables users to hold Bitcoin, borrow cash against it, earn up to 6% APY on cash with no lock-ups, and send and receive fiat with near-zero fees. Built on Bitcoin L1 and L2s including Starknet, Stacks, and Spark, Xverse offers onchain lending and borrowing without credit scores or approval delays. Users can toggle privacy to route transactions through opaque Bitcoin layers, and connect Ledger or Keystone hardware wallets for bank-grade security. The wallet is open source and publicly audited, ensuring that no one — not even Xverse — can freeze, seize, or access user funds.
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App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

