
0 Finance
0 Finance is a stablecoin-powered business bank that pays yield on USDC deposits and handles ACH, wire, and SEPA payouts.

What is 0 Finance?
0 Finance is a stablecoin business bank for startups. Companies deposit USDC and earn yield on idle balances while keeping instant access through ACH, wire, FedNow, and SEPA payments. The platform automates AI-assisted invoicing, treasury moves, and payouts so founders can hold dollars onchain without losing the workflows of a traditional checking account.
Web3 dapps and developer tools related to 0 Finance
Discover blockchain applications that are frequently used with 0 Finance.
Developer resources from Alchemy

What are cross-border digital payments?
Learn how correspondent banking works and how stablecoins are cutting costs by up to 80%.

Smart Wallet APIs for financial institution requirements
The stablecoin market has surged to over $240 billion and is projected to hit $2 trillion by 2028. Major banks are launching stablecoins while Congress passed the GENIUS Act. Smart Wallet APIs help financial institutions integrate onchain

How PlayAI built the Zapier of onchain AI with smart wallets
Seamless social logins and automated wallet management power 25,000+ users across 100+ AI-powered crypto workflows
0 Finance alternatives
Explore web3 competitors and apps like 0 Finance.
App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

