
88mph
88mph is a fixed-rate yield protocol on Ethereum, Polygon, Avalanche, and Fantom that turns variable lending yields into fixed APRs.

What is 88mph?
88mph is a non-custodial yield protocol that converts variable interest rates from third-party DeFi lending markets into fixed-rate deposits. Users deposit ETH, BTC, or stablecoins for a chosen term and receive a guaranteed APR plus MPH rewards at maturity. Advanced users can also buy yield tokens to speculate on future rate moves. Audited by Trail of Bits and PeckShield with a live Immunefi bounty.
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Smart Wallet APIs for financial institution requirements
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How Stable built the world's highest yield savings app with smart wallets
Stable built the world's highest yield savings app using smart wallets. Learn how they achieved 10% APY, 50% lower costs, and full self-custody.
88mph alternatives
Explore web3 competitors and apps like 88mph.
App store listings are independently reviewed and written by Alchemy using a combination of inbound submissions, editorial research, public project sources, and third-party directories, including ecosystem data from The Grid under the Open Database License, DefiLlama, DappRadar, Reown, and chain ecosystem pages.

