Drops is an NFT lending service that allows users to borrow against their NFTs. The Drops Ownership Power (DOP) is the governance token for voting and staking purposes and can be used to take our short-term loans.  Drops compensates clients with dNFTs, which are interest-less tokens that can be swapped for their underlying assets. Drops NFT loans follow a four-step process, selecting the lending pool, supplying collateral, borrowing against the NFTs, and managing credit.