Stater is a marketplace lending system that allows liquidity providers to provide loans to the most attractive collateral packages to them. The collateral is locked in a smart contract until the lender or borrower is meant to access them if the loan is payed off.  A borrow package can be created with either individual or multiple assets and each borrower, in combination with the market, decide if a loan is worth liquidity or not. Users can take and give loans simultaneously.