In Web3, users have to maintain various addresses on multiple chains. This makes payments and interaction with Dapps very hard as the user has to use bridges multiple times, create new identities for multiple chains, probably buy different DIDs on various chains, and maintain native tokens on each chain. Because of all these, user has to jump multiple loops just to do a simple transaction. Also, Web3 doesn't have a request transaction feature yet; because of this, async payments and recurring payments are impossible to do today.